The School Tax Relief (STAR) Program in New York State provides property tax rebates to help make owning a home more affordable, especially as property prices and living costs go up.
STAR has helped millions of households by reducing the amount of school taxes homeowners have to pay.
Who Can Get STAR Benefits?
There are two main parts to the STAR program:
- Basic STAR: For most homeowners with a combined annual income of $500,000 or less. There are no age restrictions. The property must be your main home (not a vacation home or rental property).
- Enhanced STAR: For senior citizens. At least one owner must be 65 or older by the end of the tax year, and the combined yearly income for all owners must be $107,300 or less in 2025 (this amount goes up each year).
Home types that qualify include single-family homes, condos, co-ops, manufactured homes, and farms (not businesses). If you buy a home under a contract, you’re considered the owner when you sign.
How Much Money Can You Get?
The amount you save depends on where you live and how much your home is worth. In 2025, here’s what you can expect:
- Basic STAR: Most homeowners get between $350 and $600 back each year. In some areas, like Nassau County, the savings can be higher.
- Enhanced STAR: Seniors can get between $700 and $1,500 back each year. In some suburbs, savings can reach $1,200 or more. The rebate may be a credit or a check, and it never exceeds your actual school taxes. If your taxes increase, you may receive extra savings credited to next year.
Why Does STAR Matter?
More than 2.5 million households benefit from STAR, according to state data. It helps keep housing affordable and reduces financial stress, especially for families and seniors living on fixed incomes.
How Do You Apply?
To get STAR benefits, apply online at tax.ny.gov. Have your financial details ready, and follow the instructions on the website.
Summary
The STAR program is a practical way for New York homeowners to save money on school taxes. Whether you’re part of a family or a senior, checking your eligibility could mean saving hundreds—or even thousands—of dollars each year.
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