Discrimination and Housing. What You Need to Know about the Fair Housing Act
Everyone deserves a safe and affordable place to live. But sometimes, people are discriminated against in housing because of their race, religion, national origin, sex, familial status, or disabili...
Energy Benefits for Low Income Families
Paying for energy can be a challenge for many families, especially those with low incomes. The good news is that there are a number of government programs and other resources available to help make energy more affordable. The Low I...
What is Closing Cost Assistance: A Guide to Home Buying Support
When you buy a home, you're not just paying the price listed. There are extra costs called closing costs, which cover things like appraisals, lawyer fees, and loan setup fees. These can add up quickly and...
If Your House Was Destroyed in the L.A. Wildfires, What Happens to Your Mortgage?
Even if your home was wiped out by a disaster like a wildfire, you still have to keep up with your mortgage and property tax payments. But, if you're facing hard times because of the di...
Help for California's Wildfire and Windstorm Victims from the Housing Department
The U.S. Department of Housing and Urban Development (HUD) is reaching out to help people in California who have been hit by recent wildfires and strong winds. Starting January 7, 2025, the gov...
Michigan Landlords Now Required to Accept Housing Assistance for Rent Payments
In Michigan, a new law has been passed that prevents landlords from refusing to rent to tenants who use housing assistance programs. Governor Gretchen Whitmer signed several bills earl...
Access Rental Assistance Through Guaranteed Income Programs
Everyone deserves a safe and affordable place to live. However, finding a home that's affordable is getting tougher, with evictions on the rise in many areas and ongoing challenges for those without homes. ...
What You Need To Know About Conventional Loans When Applying in 2025
You don't need perfect credit or a huge down payment to get a conventional home loan. Generally, if you have a credit score of 620 or more, a stable job, and a little as 3% for a down payment, you c...
How Much of Your Income Should Go to Rent?
Figuring out how much you can afford to spend on rent is the first step you should take before hunting for a new place to live. Let's dive into some straightforward ways to determine this. What's a Good Am...
15 Cities Where Many Renters Pay Less Than $1,000 a Month
In some U.S. cities like Oklahoma City and Pittsburgh, it's still common to find monthly rents under $1,000. However, in 2023, only about 32% of renters in America's 50 largest cities pay less than $1,000, a ...