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90 Years of the FHA: Cementing the American Dream of Homeownership

On June 27, 2024, the Federal Housing Administration (FHA) celebrated an impressive milestone—its 90th anniversary—marking nearly a century since its inception through the National Housing Act si...

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Addressing the Needs of Individuals with Disabilities for Affordable Housing

Securing affordable living arrangements remains a daunting challenge for many, particularly for those with disabilities. The Annual Homeless Assessment Report highlights this issue, showing an alar...

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Understanding the Proposed Downpayment Toward Equity Act, A New Hope for First-Time Homebuyers

The journey towards homeownership might soon become a little less daunting for many Americans. A proposed legislative effort, known as the Downpayment Toward Equity Act, is poised t...

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The Current and Future State of the U.S. Housing Market: Insights and Support for Homebuyers and Renters

With mortgage rates rising sharply and home prices continuing to climb, many are questioning whether the U.S. housing market is poised for a downturn. Here, we delve into ...

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Zero-Downpayment Home Loans Launched to Ease Homeownership Amid Skyrocketing Prices

United Wholesale Mortgage (UWM), under the stewardship of billionaire Mat Ishiba, is making a bold entrance with a new zero-down payment mortgage plan designed to broaden the accessibility o...

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Championing Affordable Housing: Strategies for Effective Advocacy

In light of the escalating challenge to secure affordable and safe housing globally, the push for innovative solutions and purposeful advocacy intensifies. Habitat for Humanity exemplifies that with appropriate...

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CHAP: Empowering Students Through Housing Assistance

A revolutionary study sheds light on an effective strategy to combat a critical issue facing students today: the challenge of housing insecurity. Led by Tacoma Community College in Washington, the College Housing Assistan...

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What to Keep in Mind When Purchasing a Foreclosed Home

Purchasing a foreclosed house can be a great way to save money, but it does come with certain risks that buyers should be aware of before making a decision. Banks are often willing to sell foreclosed homes below market va...

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HUD and USDA Partner to Update Energy Efficiency Standards for Newly Constructed Homes

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have partnered to update the Minimum Energy Standards for newly constructed homes. T...

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U.S. Treasury Introduces Strategy to Improve Housing Affordability with Unspent COVID-19 Relief Funds

The path to homeownership, a core component of the American dream, is increasingly challenging for many due to rising real estate prices and mortgage rates. In a positive tur...

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